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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,356 | $100,970-81.8% | $96,576-81.0% | $137,256-86.6% |
| Participation rate | 81.3% | 82.6%-1.4pp | 81.4%-0.2pp | 80.0%+1.3pp |
| Annual return | 11.89% | 38.16%-26.3pp | 38.47%-26.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $2,006 | $3,809-47.3% | $3,553-43.5% | $4,156-51.7% |
| Participant deferral / active EE | $11,787 | $8,286+42.2% | $7,956+48.1% | $6,407+84.0% |
| Admin fee / account holder | $7,231 | $11,312-36.1% | $11,381-36.5% | $12,270-41.1% |