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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,964 | $166,131-56.7% | $164,975-56.4% | $145,877-50.7% |
| Participation rate | 0.0% | 82.0%-82.0pp | 78.6%-78.6pp | 80.3%-80.3pp |
| Annual return | 22.27% | 100.37%-78.1pp | 70.12%-47.9pp | 551.28%-529.0pp |
| Employer contribution / active EE | $25,500 | $5,276+383.4% | $4,343+487.2% | $4,663+446.9% |
| Participant deferral / active EE | $19,240 | $6,962+176.4% | $6,033+218.9% | $6,691+187.6% |
| Admin fee / account holder | $187,541 | $16,648+1026.5% | $12,688+1378.1% | $13,402+1299.3% |