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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,413 | $96,388-45.6% | $80,627-35.0% | $139,466-62.4% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 14.92% | 1352.08%-1337.2pp | 936.76%-921.8pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,623 | $3,260-19.5% | $2,723-3.7% | $4,754-44.8% |
| Participant deferral / active EE | $3,626 | $5,224-30.6% | $4,443-18.4% | $6,712-46.0% |
| Admin fee / account holder | $8,030 | $6,603+21.6% | $5,381+49.2% | $11,409-29.6% |