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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,362 | $76,608-87.8% | $56,077-83.3% | $145,877-93.6% |
| Participation rate | 37.5% | 63.2%-25.7pp | 52.5%-15.0pp | 80.3%-42.8pp |
| Annual return | 25.31% | 3009.59%-2984.3pp | 1709.28%-1684.0pp | 551.28%-526.0pp |
| Employer contribution / active EE | $716 | $1,382-48.2% | $1,040-31.2% | $4,663-84.6% |
| Participant deferral / active EE | $1,813 | $2,624-30.9% | $1,954-7.2% | $6,691-72.9% |
| Admin fee / account holder | $885 | $3,325-73.4% | $2,825-68.7% | $13,402-93.4% |