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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,986 | $185,141-89.7% | $153,416-87.6% | $155,188-87.8% |
| Participation rate | 87.5% | 79.9%+7.6pp | 74.3%+13.2pp | 80.8%+6.7pp |
| Annual return | 15.87% | 18.72%-2.9pp | 17.84%-2.0pp | 148.84%-133.0pp |
| Employer contribution / active EE | $1,278 | $4,489-71.5% | $3,764-66.1% | $4,248-69.9% |
| Participant deferral / active EE | $2,577 | $5,477-52.9% | $4,723-45.4% | $6,531-60.5% |
| Admin fee / account holder | $4,773 | $16,005-70.2% | $13,095-63.5% | $14,480-67.0% |