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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,986 | $212,777-91.1% | $173,703-89.1% | $198,609-90.4% |
| Participation rate | 87.5% | 81.1%+6.4pp | 75.9%+11.6pp | 82.4%+5.1pp |
| Annual return | 15.87% | 18.82%-3.0pp | 17.46%-1.6pp | 202.70%-186.8pp |
| Employer contribution / active EE | $1,278 | $5,214-75.5% | $4,288-70.2% | $5,055-74.7% |
| Participant deferral / active EE | $2,577 | $5,697-54.8% | $4,854-46.9% | $6,977-63.1% |
| Admin fee / account holder | $4,773 | $19,536-75.6% | $15,562-69.3% | $19,030-74.9% |