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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,986 | $177,156-89.3% | $147,027-87.1% | $154,746-87.7% |
| Participation rate | 87.5% | 79.4%+8.1pp | 73.7%+13.8pp | 80.7%+6.8pp |
| Annual return | 15.87% | 21.94%-6.1pp | 20.23%-4.4pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,278 | $4,336-70.5% | $3,626-64.8% | $4,379-70.8% |
| Participant deferral / active EE | $2,577 | $5,797-55.5% | $4,933-47.8% | $6,730-61.7% |
| Admin fee / account holder | $4,773 | $14,904-68.0% | $12,223-60.9% | $14,365-66.8% |