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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,465 | $110,240-86.9% | $96,544-85.0% | $139,487-89.6% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 29.74% | 26.41%+3.3pp | 25.88%+3.9pp | 373.84%-344.1pp |
| Employer contribution / active EE | $6,652 | $3,622+83.6% | $2,966+124.2% | $4,755+39.9% |
| Participant deferral / active EE | $7,175 | $5,549+29.3% | $4,851+47.9% | $6,713+6.9% |
| Admin fee / account holder | $2,117 | $11,602-81.8% | $8,254-74.4% | $11,407-81.4% |