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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,179 | $115,931+32.1% | $185,441-17.4% | $86,983+76.1% |
| Participation rate | 78.0% | 73.6%+4.4pp | 80.3%-2.2pp | 69.5%+8.5pp |
| Annual return | 23.70% | 21.47%+2.2pp | 20.16%+3.5pp | 25.83%-2.1pp |
| Employer contribution / active EE | $2,608 | $2,937-11.2% | $4,672-44.2% | $2,584+0.9% |
| Participant deferral / active EE | $6,762 | $4,551+48.6% | $6,152+9.9% | $4,194+61.2% |
| Admin fee / account holder | $2,137 | $10,687-80.0% | $17,890-88.1% | $7,856-72.8% |