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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,179 | $108,825+40.8% | $156,181-1.9% | $82,448+85.8% |
| Participation rate | 78.0% | 72.4%+5.7pp | 78.8%-0.8pp | 68.1%+10.0pp |
| Annual return | 23.70% | 20.59%+3.1pp | 64.87%-41.2pp | 41.64%-17.9pp |
| Employer contribution / active EE | $2,608 | $2,870-9.1% | $4,294-39.3% | $2,551+2.3% |
| Participant deferral / active EE | $6,762 | $4,577+47.7% | $6,132+10.3% | $4,139+63.4% |
| Admin fee / account holder | $2,137 | $9,341-77.1% | $14,586-85.3% | $7,234-70.5% |