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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,179 | $114,712+33.5% | $173,730-11.8% | $87,485+75.1% |
| Participation rate | 78.0% | 73.0%+5.1pp | 79.6%-1.5pp | 68.9%+9.1pp |
| Annual return | 23.70% | 20.18%+3.5pp | 19.96%+3.7pp | 26.06%-2.4pp |
| Employer contribution / active EE | $2,608 | $2,904-10.2% | $4,577-43.0% | $2,596+0.5% |
| Participant deferral / active EE | $6,762 | $4,642+45.7% | $6,326+6.9% | $4,274+58.2% |
| Admin fee / account holder | $2,137 | $10,210-79.1% | $17,523-87.8% | $7,775-72.5% |