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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,028 | $106,280-19.1% | $96,538-10.9% | $139,487-38.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.32% | 38.48%-28.2pp | 35.74%-25.4pp | 373.84%-363.5pp |
| Employer contribution / active EE | $464 | $4,107-88.7% | $3,740-87.6% | $4,755-90.3% |
| Participant deferral / active EE | $15,443 | $5,457+183.0% | $4,880+216.4% | $6,713+130.1% |
| Admin fee / account holder | $59,937 | $7,888+659.9% | $6,737+789.6% | $11,407+425.4% |