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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,666 | $111,535+189.3% | $105,223+206.6% | $137,256+135.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.36% | 237.85%-221.5pp | 180.65%-164.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $28,501 | $3,939+623.5% | $3,689+672.7% | $4,156+585.8% |
| Participant deferral / active EE | $30,000 | $5,500+445.5% | $5,072+491.5% | $6,407+368.3% |
| Admin fee / account holder | $8,925 | $9,721-8.2% | $8,859+0.7% | $12,270-27.3% |