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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,329 | $81,476-34.5% | $102,383-47.9% | $80,925-34.1% |
| Participation rate | 66.0% | 66.8%-0.9pp | 74.5%-8.6pp | 67.7%-1.7pp |
| Annual return | 10.72% | 25.59%-14.9pp | 24.94%-14.2pp | 35.65%-24.9pp |
| Employer contribution / active EE | $4,872 | $3,105+56.9% | $3,870+25.9% | $2,756+76.8% |
| Participant deferral / active EE | $5,391 | $3,871+39.3% | $5,060+6.6% | $4,299+25.4% |
| Admin fee / account holder | $10,819 | $6,717+61.1% | $8,391+28.9% | $6,940+55.9% |