Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,178 | $73,019-79.2% | $90,766-83.3% | $68,490-77.8% |
| Participation rate | 31.9% | 70.8%-38.9pp | 75.7%-43.8pp | 67.9%-36.0pp |
| Annual return | -20.56% | -13.81%-6.7pp | -12.16%-8.4pp | -7.85%-12.7pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,241 | $3,626-10.6% | $4,565-29.0% | $4,028-19.5% |
| Admin fee / account holder | $1,983 | $5,897-66.4% | $8,446-76.5% | $5,403-63.3% |