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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,628 | $167,353-82.3% | $143,797-79.4% | $134,545-78.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -29.57% | 0.48%-30.0pp | -0.04%-29.5pp | 418.37%-447.9pp |
| Employer contribution / active EE | $4,054 | $5,620-27.9% | $4,952-18.1% | $4,742-14.5% |
| Participant deferral / active EE | $10,628 | $6,447+64.9% | $5,638+88.5% | $6,401+66.0% |
| Admin fee / account holder | $0 | $18,096-100.0% | $14,679-100.0% | $11,431-100.0% |