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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,077 | $117,846-86.4% | $102,434-84.3% | $145,884-89.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 209.64% | 31.90%+177.7pp | 29.46%+180.2pp | 551.85%-342.2pp |
| Employer contribution / active EE | $4,017 | $3,615+11.1% | $3,023+32.9% | $4,662-13.8% |
| Participant deferral / active EE | $11,667 | $5,733+103.5% | $5,055+130.8% | $6,690+74.4% |
| Admin fee / account holder | $2,378 | $13,356-82.2% | $9,462-74.9% | $13,392-82.2% |