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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $33,507 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $28,686 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,804 | $99,201-58.9% | $96,544-57.7% | $74,473-45.2% |
| Participation rate | 58.1% | 80.7%-22.6pp | 76.0%-17.9pp | 70.7%-12.7pp |
| Annual return | 29.95% | 22.40%+7.6pp | 25.88%+4.1pp | 34.36%-4.4pp |
| Employer contribution / active EE | $1,586 | $2,570-38.3% | $2,966-46.5% | $2,638-39.9% |
| Participant deferral / active EE | $2,580 | $4,938-47.7% | $4,851-46.8% | $4,530-43.0% |
| Admin fee / account holder | $179 | $225-20.5% | $8,254-97.8% | $347-48.5% |