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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,718 | $148,623-36.9% | $135,974-31.1% | $139,466-32.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.59% | 79.30%-47.7pp | 68.30%-36.7pp | 373.66%-342.1pp |
| Employer contribution / active EE | $10,500 | $5,246+100.1% | $4,859+116.1% | $4,754+120.9% |
| Participant deferral / active EE | $24,458 | $8,103+201.9% | $7,760+215.2% | $6,712+264.4% |
| Admin fee / account holder | $1,904 | $12,406-84.7% | $10,767-82.3% | $11,409-83.3% |