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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,434 | $87,059-69.6% | $105,608-75.0% | $80,925-67.3% |
| Participation rate | 94.9% | 70.4%+24.4pp | 75.3%+19.6pp | 67.7%+27.2pp |
| Annual return | 131.31% | 17.05%+114.3pp | 116.50%+14.8pp | 35.65%+95.7pp |
| Employer contribution / active EE | $2,746 | $2,396+14.6% | $3,167-13.3% | $2,756-0.4% |
| Participant deferral / active EE | $4,988 | $3,986+25.2% | $5,010-0.4% | $4,299+16.0% |
| Admin fee / account holder | $3,743 | $8,443-55.7% | $11,028-66.1% | $6,940-46.1% |