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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,434 | $87,132-69.7% | $105,624-75.0% | $80,959-67.3% |
| Participation rate | 94.9% | 70.4%+24.4pp | 75.3%+19.6pp | 67.7%+27.2pp |
| Annual return | 131.31% | 17.03%+114.3pp | 116.20%+15.1pp | 35.67%+95.6pp |
| Employer contribution / active EE | $2,746 | $2,397+14.6% | $3,168-13.3% | $2,757-0.4% |
| Participant deferral / active EE | $4,988 | $3,985+25.2% | $5,013-0.5% | $4,300+16.0% |
| Admin fee / account holder | $3,743 | $8,449-55.7% | $10,961-65.9% | $6,925-46.0% |