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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,035 | $138,312-64.5% | $122,979-60.1% | $155,188-68.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | -52.84% | 22.06%-74.9pp | 20.12%-73.0pp | 148.84%-201.7pp |
| Employer contribution / active EE | $4,230 | $3,530+19.8% | $3,062+38.1% | $4,248-0.4% |
| Participant deferral / active EE | $4,863 | $5,592-13.0% | $5,003-2.8% | $6,531-25.5% |
| Admin fee / account holder | $311 | $15,089-97.9% | $12,864-97.6% | $14,480-97.9% |