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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,391 | $160,028-27.9% | $147,080-21.5% | $145,884-20.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.30% | 98.60%-89.3pp | 420.17%-410.9pp | 551.85%-542.6pp |
| Employer contribution / active EE | $2,860 | $5,286-45.9% | $4,933-42.0% | $4,662-38.7% |
| Participant deferral / active EE | $8,974 | $8,422+6.6% | $8,066+11.3% | $6,690+34.1% |
| Admin fee / account holder | $1,814 | $15,030-87.9% | $12,989-86.0% | $13,392-86.5% |