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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,942 | $148,629-73.1% | $135,982-70.6% | $139,487-71.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 30.34% | 79.33%-49.0pp | 68.32%-38.0pp | 373.84%-343.5pp |
| Employer contribution / active EE | $1,100 | $5,247-79.0% | $4,859-77.4% | $4,755-76.9% |
| Participant deferral / active EE | $10,313 | $8,102+27.3% | $7,760+32.9% | $6,713+53.6% |
| Admin fee / account holder | $0 | $12,406-100.0% | $10,767-100.0% | $11,407-100.0% |