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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,759 | $93,598-76.8% | $135,974-84.0% | $75,173-71.1% |
| Participation rate | 97.0% | 75.2%+21.8pp | 81.9%+15.1pp | 67.2%+29.8pp |
| Annual return | 100.41% | 30.89%+69.5pp | 68.30%+32.1pp | 160.72%-60.3pp |
| Employer contribution / active EE | $6,044 | $3,538+70.8% | $4,859+24.4% | $2,671+126.3% |
| Participant deferral / active EE | $11,109 | $6,405+73.4% | $7,760+43.2% | $4,126+169.2% |
| Admin fee / account holder | $1,276 | $6,978-81.7% | $10,767-88.1% | $5,651-77.4% |