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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,821 | $101,591-64.7% | $147,096-75.6% | $74,429-51.9% |
| Participation rate | 99.2% | 75.5%+23.7pp | 82.2%+17.0pp | 67.2%+32.0pp |
| Annual return | 101.80% | 8746.45%-8644.7pp | 419.75%-317.9pp | 1368.38%-1266.6pp |
| Employer contribution / active EE | $4,777 | $3,813+25.3% | $4,936-3.2% | $2,625+82.0% |
| Participant deferral / active EE | $9,116 | $7,302+24.8% | $8,071+12.9% | $4,348+109.6% |
| Admin fee / account holder | $1,729 | $1,750-1.2% | $13,005-86.7% | $1,944-11.1% |