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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,270 | $22,602-85.5% | $65,566-95.0% | $75,173-95.7% |
| Participation rate | 67.3% | 63.1%+4.3pp | 64.9%+2.4pp | 67.2%+0.1pp |
| Annual return | 240.43% | 71.13%+169.3pp | 47.40%+193.0pp | 160.72%+79.7pp |
| Employer contribution / active EE | $608 | $941-35.4% | $1,692-64.1% | $2,671-77.2% |
| Participant deferral / active EE | $2,548 | $1,695+50.4% | $2,832-10.0% | $4,126-38.2% |
| Admin fee / account holder | $45 | $1,877-97.6% | $4,114-98.9% | $5,651-99.2% |