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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,387 | $223,823-1.5% | $211,142+4.4% | $154,746+42.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.06% | 50.39%-32.3pp | 46.84%-28.8pp | 172.34%-154.3pp |
| Employer contribution / active EE | $6,423 | $6,787-5.4% | $6,442-0.3% | $4,379+46.7% |
| Participant deferral / active EE | $15,847 | $9,750+62.5% | $9,284+70.7% | $6,730+135.5% |
| Admin fee / account holder | $979 | $19,707-95.0% | $19,076-94.9% | $14,365-93.2% |