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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,387 | $209,336+5.3% | $197,124+11.8% | $137,256+60.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 18.06% | 48.09%-30.0pp | 44.34%-26.3pp | 220.34%-202.3pp |
| Employer contribution / active EE | $6,423 | $6,591-2.5% | $6,227+3.1% | $4,156+54.6% |
| Participant deferral / active EE | $15,847 | $9,614+64.8% | $9,135+73.5% | $6,407+147.3% |
| Admin fee / account holder | $979 | $17,308-94.3% | $16,298-94.0% | $12,270-92.0% |