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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,013 | $154,228-84.4% | $145,433-83.5% | $137,256-82.5% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 80.0%-80.0pp |
| Annual return | 53.54% | 74.59%-21.0pp | 66.58%-13.0pp | 220.34%-166.8pp |
| Employer contribution / active EE | $2,494 | $4,804-48.1% | $4,554-45.2% | $4,156-40.0% |
| Participant deferral / active EE | $2,494 | $8,216-69.6% | $7,897-68.4% | $6,407-61.1% |
| Admin fee / account holder | $7,407 | $14,344-48.4% | $13,129-43.6% | $12,270-39.6% |