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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,278 | $160,040-89.2% | $147,096-88.3% | $145,877-88.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 40.99% | 98.49%-57.5pp | 419.75%-378.8pp | 551.28%-510.3pp |
| Employer contribution / active EE | $4,722 | $5,289-10.7% | $4,936-4.3% | $4,663+1.3% |
| Participant deferral / active EE | $7,212 | $8,429-14.4% | $8,071-10.6% | $6,691+7.8% |
| Admin fee / account holder | $1,967 | $15,050-86.9% | $13,005-84.9% | $13,402-85.3% |