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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,636 | $88,360-69.9% | $145,433-81.7% | $67,986-60.8% |
| Participation rate | 89.1% | 65.5%+23.6pp | 82.1%+7.0pp | 57.2%+31.9pp |
| Annual return | 28.61% | 63.15%-34.5pp | 66.58%-38.0pp | 31.67%-3.1pp |
| Employer contribution / active EE | $3,493 | $3,054+14.4% | $4,554-23.3% | $2,019+73.0% |
| Participant deferral / active EE | $7,595 | $5,932+28.0% | $7,897-3.8% | $3,358+126.2% |
| Admin fee / account holder | $1,505 | $3,313-54.6% | $13,129-88.5% | $3,203-53.0% |