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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,636 | $75,058-64.5% | $152,301-82.5% | $64,340-58.6% |
| Participation rate | 89.1% | 60.9%+28.2pp | 82.4%+6.6pp | 55.2%+33.8pp |
| Annual return | 28.61% | 29.93%-1.3pp | 80.50%-51.9pp | 24.14%+4.5pp |
| Employer contribution / active EE | $3,493 | $2,605+34.1% | $4,624-24.5% | $1,862+87.6% |
| Participant deferral / active EE | $7,595 | $5,041+50.7% | $8,004-5.1% | $2,980+154.8% |
| Admin fee / account holder | $1,505 | $4,050-62.8% | $14,398-89.5% | $3,703-59.3% |