Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,736 | $55,930+8.6% | $76,089-20.2% | $80,925-24.9% |
| Participation rate | 47.8% | 62.1%-14.2pp | 69.1%-21.3pp | 67.7%-19.8pp |
| Annual return | 9.98% | 20.58%-10.6pp | 360.94%-351.0pp | 35.65%-25.7pp |
| Employer contribution / active EE | $1,051 | $1,866-43.7% | $2,690-60.9% | $2,756-61.9% |
| Participant deferral / active EE | $3,398 | $3,051+11.4% | $4,259-20.2% | $4,299-20.9% |
| Admin fee / account holder | $1,601 | $5,241-69.4% | $6,418-75.1% | $6,940-76.9% |