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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,755 | $175,231-34.5% | $149,696-23.3% | $139,466-17.7% |
| Participation rate | 20.0% | 83.4%-63.4pp | 78.8%-58.8pp | 80.3%-60.3pp |
| Annual return | 22.44% | 166.77%-144.3pp | 134.46%-112.0pp | 373.66%-351.2pp |
| Employer contribution / active EE | $1,348 | $5,478-75.4% | $4,821-72.0% | $4,754-71.6% |
| Participant deferral / active EE | $4,656 | $6,521-28.6% | $5,682-18.1% | $6,712-30.6% |
| Admin fee / account holder | $1,964 | $16,155-87.8% | $13,212-85.1% | $11,409-82.8% |