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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,450 | $139,948+6.1% | $121,663+22.0% | $154,746-4.1% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.5%-24.5pp | 80.7%-30.7pp |
| Annual return | 27.61% | 230.52%-202.9pp | 147.54%-119.9pp | 172.34%-144.7pp |
| Employer contribution / active EE | $10,500 | $3,521+198.2% | $3,020+247.7% | $4,379+139.8% |
| Participant deferral / active EE | $15,500 | $5,629+175.4% | $4,887+217.2% | $6,730+130.3% |
| Admin fee / account holder | $0 | $17,321-100.0% | $14,289-100.0% | $14,365-100.0% |