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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,496 | $73,863-81.7% | $143,797-90.6% | $68,490-80.3% |
| Participation rate | 40.4% | 66.7%-26.2pp | 80.3%-39.9pp | 67.9%-27.4pp |
| Annual return | 0.00% | 0.91%-0.9pp | -0.04%0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $430 | $3,185-86.5% | $4,952-91.3% | $2,597-83.4% |
| Participant deferral / active EE | $1,194 | $3,385-64.7% | $5,638-78.8% | $4,028-70.4% |
| Admin fee / account holder | $5,241 | $5,756-8.9% | $14,679-64.3% | $5,403-3.0% |