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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,900 | $223,823-55.8% | $211,142-53.2% | $154,746-36.1% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 17.90% | 50.39%-32.5pp | 46.84%-28.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $4,087 | $6,787-39.8% | $6,442-36.6% | $4,379-6.7% |
| Participant deferral / active EE | $16,230 | $9,750+66.5% | $9,284+74.8% | $6,730+141.2% |
| Admin fee / account holder | $474 | $19,707-97.6% | $19,076-97.5% | $14,365-96.7% |