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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,900 | $209,336-52.8% | $197,124-49.8% | $137,256-27.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.90% | 48.09%-30.2pp | 44.34%-26.4pp | 220.34%-202.4pp |
| Employer contribution / active EE | $4,087 | $6,591-38.0% | $6,227-34.4% | $4,156-1.7% |
| Participant deferral / active EE | $16,230 | $9,614+68.8% | $9,135+77.7% | $6,407+153.3% |
| Admin fee / account holder | $474 | $17,308-97.3% | $16,298-97.1% | $12,270-96.1% |