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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,142 | $88,815+142.2% | $81,882+162.7% | $145,897+47.5% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.37% | 1033.75%-1019.4pp | 779.47%-765.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,306 | $3,086-57.7% | $2,916-55.2% | $4,663-72.0% |
| Participant deferral / active EE | $7,054 | $4,647+51.8% | $4,323+63.2% | $6,689+5.4% |
| Admin fee / account holder | $2,233 | $8,434-73.5% | $7,360-69.7% | $13,390-83.3% |