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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,142 | $88,754+142.4% | $81,820+162.9% | $145,877+47.5% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.37% | 1031.77%-1017.4pp | 777.93%-763.6pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,306 | $3,085-57.7% | $2,915-55.2% | $4,663-72.0% |
| Participant deferral / active EE | $7,054 | $4,648+51.8% | $4,323+63.2% | $6,691+5.4% |
| Admin fee / account holder | $2,233 | $8,424-73.5% | $7,391-69.8% | $13,402-83.3% |