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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,377 | $79,181-68.0% | $102,423-75.2% | $74,429-65.9% |
| Participation rate | 45.1% | 74.8%-29.7pp | 76.5%-31.4pp | 67.2%-22.2pp |
| Annual return | 91.32% | 54.97%+36.3pp | 29.42%+61.9pp | 1368.38%-1277.1pp |
| Employer contribution / active EE | $0 | $2,362-100.0% | $3,023-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $4,001 | $4,416-9.4% | $5,054-20.8% | $4,348-8.0% |
| Admin fee / account holder | $16 | $2,002-99.2% | $9,455-99.8% | $1,944-99.2% |