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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,377 | $79,223-68.0% | $102,460-75.2% | $74,478-65.9% |
| Participation rate | 45.1% | 74.8%-29.7pp | 76.5%-31.5pp | 67.2%-22.2pp |
| Annual return | 91.32% | 54.98%+36.3pp | 29.47%+61.8pp | 1370.56%-1279.2pp |
| Employer contribution / active EE | $0 | $2,363-100.0% | $3,025-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,001 | $4,417-9.4% | $5,056-20.9% | $4,350-8.0% |
| Admin fee / account holder | $16 | $2,003-99.2% | $9,460-99.8% | $1,946-99.2% |