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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,114 | $125,237-44.0% | $105,608-33.6% | $145,877-51.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 33.23% | 225.76%-192.5pp | 116.50%-83.3pp | 551.28%-518.1pp |
| Employer contribution / active EE | $10,094 | $3,720+171.3% | $3,167+218.7% | $4,663+116.5% |
| Participant deferral / active EE | $15,933 | $5,711+179.0% | $5,010+218.0% | $6,691+138.1% |
| Admin fee / account holder | $1,474 | $17,287-91.5% | $11,028-86.6% | $13,402-89.0% |