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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,357 | $132,634-23.6% | $115,768-12.4% | $137,256-26.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 22.37% | 160.70%-138.3pp | 100.46%-78.1pp | 220.34%-198.0pp |
| Employer contribution / active EE | $10,781 | $3,360+220.9% | $2,940+266.7% | $4,156+159.4% |
| Participant deferral / active EE | $15,887 | $5,619+182.8% | $4,917+223.1% | $6,407+148.0% |
| Admin fee / account holder | $15,347 | $15,028+2.1% | $12,439+23.4% | $12,270+25.1% |