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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,114 | $125,190-44.0% | $105,624-33.6% | $145,897-51.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 33.23% | 225.22%-192.0pp | 116.20%-83.0pp | 552.29%-519.1pp |
| Employer contribution / active EE | $10,094 | $3,720+171.3% | $3,168+218.6% | $4,663+116.5% |
| Participant deferral / active EE | $15,933 | $5,716+178.8% | $5,013+217.9% | $6,689+138.2% |
| Admin fee / account holder | $1,474 | $17,138-91.4% | $10,961-86.6% | $13,390-89.0% |