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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,211 | $154,228-3.9% | $145,433+1.9% | $137,256+8.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.55% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.8pp |
| Employer contribution / active EE | $22,448 | $4,804+367.3% | $4,554+392.9% | $4,156+440.1% |
| Participant deferral / active EE | $14,600 | $8,216+77.7% | $7,897+84.9% | $6,407+127.9% |
| Admin fee / account holder | $10,259 | $14,344-28.5% | $13,129-21.9% | $12,270-16.4% |