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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,149 | $223,823-88.3% | $211,142-87.6% | $154,746-83.1% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 19.80% | 50.39%-30.6pp | 46.84%-27.0pp | 172.34%-152.5pp |
| Employer contribution / active EE | $4,308 | $6,787-36.5% | $6,442-33.1% | $4,379-1.6% |
| Participant deferral / active EE | $7,382 | $9,750-24.3% | $9,284-20.5% | $6,730+9.7% |
| Admin fee / account holder | $16,379 | $19,707-16.9% | $19,076-14.1% | $14,365+14.0% |