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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,084 | $185,312-85.4% | $161,489-83.2% | $154,746-82.5% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 29.61% | 103.84%-74.2pp | 89.72%-60.1pp | 172.34%-142.7pp |
| Employer contribution / active EE | $2,805 | $4,769-41.2% | $4,268-34.3% | $4,379-35.9% |
| Participant deferral / active EE | $5,332 | $6,350-16.0% | $5,630-5.3% | $6,730-20.8% |
| Admin fee / account holder | $744 | $18,654-96.0% | $16,006-95.3% | $14,365-94.8% |