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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,084 | $172,111-84.3% | $150,298-82.0% | $137,256-80.3% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 29.61% | 69.37%-39.8pp | 62.79%-33.2pp | 220.34%-190.7pp |
| Employer contribution / active EE | $2,805 | $4,636-39.5% | $4,154-32.5% | $4,156-32.5% |
| Participant deferral / active EE | $5,332 | $6,166-13.5% | $5,453-2.2% | $6,407-16.8% |
| Admin fee / account holder | $744 | $16,471-95.5% | $14,116-94.7% | $12,270-93.9% |