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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,524 | $22,602-93.3% | $65,583-97.7% | $75,177-98.0% |
| Participation rate | 61.9% | 63.1%-1.2pp | 65.0%-3.1pp | 67.2%-5.3pp |
| Annual return | 127.20% | 71.13%+56.1pp | 47.46%+79.7pp | 160.75%-33.5pp |
| Employer contribution / active EE | $556 | $941-40.9% | $1,692-67.1% | $2,671-79.2% |
| Participant deferral / active EE | $1,023 | $1,695-39.7% | $2,833-63.9% | $4,126-75.2% |
| Admin fee / account holder | $24 | $1,877-98.7% | $4,112-99.4% | $5,651-99.6% |