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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,684 | $211,288+1.6% | $178,540+20.2% | $145,884+47.2% |
| Participation rate | 42.9% | 80.8%-38.0pp | 77.1%-34.3pp | 80.3%-37.4pp |
| Annual return | 58.65% | 30.27%+28.4pp | 27.15%+31.5pp | 551.85%-493.2pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,382 | $6,967-8.4% | $6,281+1.6% | $6,690-4.6% |
| Admin fee / account holder | $1,889 | $12,105-84.4% | $10,424-81.9% | $13,392-85.9% |