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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,465 | $138,114-51.9% | $125,391-47.0% | $134,545-50.6% |
| Participation rate | 73.9% | 84.5%-10.6pp | 82.4%-8.5pp | 81.2%-7.3pp |
| Annual return | -16.06% | 750.88%-766.9pp | 572.41%-588.5pp | 418.37%-434.4pp |
| Employer contribution / active EE | $4,103 | $5,246-21.8% | $4,816-14.8% | $4,742-13.5% |
| Participant deferral / active EE | $5,299 | $7,801-32.1% | $7,448-28.9% | $6,401-17.2% |
| Admin fee / account holder | $678 | $11,570-94.1% | $10,009-93.2% | $11,431-94.1% |