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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,286 | $86,298-76.5% | $111,308-81.8% | $85,847-76.4% |
| Participation rate | 87.9% | 73.3%+14.5pp | 77.3%+10.6pp | 69.3%+18.6pp |
| Annual return | 17.86% | 19.99%-2.1pp | 54.67%-36.8pp | 318.61%-300.7pp |
| Employer contribution / active EE | $789 | $2,044-61.4% | $2,732-71.1% | $2,565-69.2% |
| Participant deferral / active EE | $1,946 | $3,641-46.6% | $4,487-56.6% | $3,952-50.8% |
| Admin fee / account holder | $349 | $8,189-95.7% | $7,965-95.6% | $6,261-94.4% |