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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,496 | $22,602-93.4% | $65,566-97.7% | $75,173-98.0% |
| Participation rate | 58.0% | 63.1%-5.1pp | 64.9%-7.0pp | 67.2%-9.2pp |
| Annual return | 233.46% | 71.13%+162.3pp | 47.40%+186.1pp | 160.72%+72.7pp |
| Employer contribution / active EE | $404 | $941-57.0% | $1,692-76.1% | $2,671-84.9% |
| Participant deferral / active EE | $715 | $1,695-57.8% | $2,832-74.7% | $4,126-82.7% |
| Admin fee / account holder | $24 | $1,877-98.7% | $4,114-99.4% | $5,651-99.6% |