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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,197 | $106,524-35.0% | $152,301-54.6% | $87,485-20.9% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.4%+10.4pp | 68.9%+23.9pp |
| Annual return | 23.65% | 26.89%-3.2pp | 80.50%-56.8pp | 26.06%-2.4pp |
| Employer contribution / active EE | $5,572 | $3,371+65.3% | $4,624+20.5% | $2,596+114.6% |
| Participant deferral / active EE | $9,794 | $6,525+50.1% | $8,004+22.4% | $4,274+129.2% |
| Admin fee / account holder | $935 | $8,287-88.7% | $14,398-93.5% | $7,775-88.0% |