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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,284 | $175,259+208.8% | $149,723+261.5% | $139,487+288.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.56% | 166.82%-151.3pp | 134.50%-118.9pp | 373.84%-358.3pp |
| Employer contribution / active EE | $1,560 | $5,478-71.5% | $4,821-67.6% | $4,755-67.2% |
| Participant deferral / active EE | $7,926 | $6,522+21.5% | $5,682+39.5% | $6,713+18.1% |
| Admin fee / account holder | $3,949 | $16,158-75.6% | $13,215-70.1% | $11,407-65.4% |